RENNIE FINANCE Privacy Policy
Introduction
Welcome to RENNIE FINANCE. Your privacy is of utmost importance to us. This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website and use our services.
Information We Collect
1. Personal Information:
- Contact Information: Name, address, email, phone number.
- Identification Information: Social Security number, driver’s license number, passport number.
- Financial Information: Credit history, income, bank account details, transaction records.
2. Business Information:
- Company Details: Business name, address, tax identification number.
- Financial Data: Business credit score, financial statements, revenue details.
3. Usage Information:
- Website Usage: IP addresses, browser type, operating system, referring URLs, pages viewed, and the dates/times of visits.
- Cookies and Tracking Technologies: Small data files stored on your device to track website activity and preferences.
How We Use Your Information
We use the collected information for various purposes, including:
- Providing Services:
- Processing applications for loans and other financial products.
- Verifying identity and financial status.
- Facilitating transactions and managing accounts.
- Communication:
- Sending account updates, transaction confirmations, and customer service responses.
- Providing information about new products, services, and promotions.
- Compliance and Protection:
- Complying with legal obligations and regulatory requirements.
- Protecting against fraud, unauthorized transactions, claims, and other liabilities.
- Improvement and Personalization:
- Enhancing our services and website functionality.
- Personalizing user experience based on preferences and usage patterns.
Information Sharing
We do not sell or rent your personal information to third parties. However, we may share your information with:
- Service Providers:
- Third-party vendors who perform services on our behalf, such as credit reporting agencies, payment processors, and IT service providers.
- Affiliated Businesses:
- Subsidiaries and affiliates for business operations and service enhancements.
- Legal and Regulatory Authorities:
- Government agencies, regulators, or other entities in response to legal processes, compliance requirements, or to protect our rights.
Data Security
We implement various security measures to protect your information from unauthorized access, use, or disclosure. These measures include:
- Encryption: Using secure socket layer (SSL) technology to protect data during transmission.
- Access Controls: Restricting access to personal information to authorized personnel only.
- Regular Audits: Conducting regular security audits and assessments to ensure ongoing protection.
Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce our agreements.
Your Rights
You have certain rights regarding your personal information, including:
- Access: Request access to the personal information we hold about you.
- Correction: Request corrections to any inaccurate or incomplete information.
- Deletion: Request deletion of your personal information under certain circumstances.
- Opt-Out: Opt-out of receiving promotional communications from us.
To exercise any of these rights, please contact us at the contact information provided below.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the new policy on our website and updating the effective date.